Have been trying to invest in Gold all this while and finally open a Gold investment account in a bank, by chance as I intention to go to the bank is to cancel an existing credit card and to replace with another one that offer much more benefits. Just like other forms of investment, I always look out for what is new in the market and swap to one that offers better benefits as a smart consumer since there is no cost to swap it. Another benefit is to be able to use the airport lounge when I go overseas whaich I will be doing more often in future.
I always like to read information or brochure displayed in banks to find out what is interesting to me. Well, Gold investment is not something new but I am not aware this bank offers this investment account. I investment the minimum amount i.e. 10 grams for a start, reason being I like to use my personal trading skill to decide when I want to add more investment rather than "hard sell" by the bank officer. The current gold price may not be attractive enough for me to invest seriously but the main thing is I want to take action to open one gold investment account as I realise that as long as I do not open this account, I will not pay attention to this form of investment and hence gold price movement. Ideas have to be translated into action to be useful.
I also apply for a new card offered by Citibank which give "free" trip to a few countries either 3 days 2 nights or 4 days 3 nights. Then only I realise that they also include voucher for one day seminar, etc. Seems like a lot of goodies but actually are mostly sponsored by other merchants. The so-called free trip is actually not free as we need to pay for registration fee. However, it is still much cheaper than what one needs to pay. Again, I learn some marketing strategy from a merchant.
Well, actually I am not interested to get free trip as I own a few timeshares and I just give 0ne week free holiday to my ex staff, Tee for his honey moon in Switzerland. It is the 3rd time I do this. The first two times were also given to my colleagues, to Phuket for honey moon and to Los Angeles for family trip.
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